Benefits

Benefits are available for those appointed to a position for at least 20 standard hours for a minimum of 4.5 months.

Full-Time (30 or more hours per week)

• MD Anderson pays 100% employee medical coverage and 50% for optional dependent coverage.

Part-Time (20-29 hours per week)

• MD Anderson pays 50% employee medical coverage and 25% for optional dependent coverage.
  • Eligible to receive $180 per month salary supplement when enrolled in the medical plan.

Medical & Prescription Coverage

• Employees within Texas: Preferred Provider Organization (PPO) plan through UT SELECT BCBSTX, which includes prescription drug coverage
• Out-of-State Employees: If you are an employee that resides out of Texas, you will automatically be enrolled in the UT Select Out-of-Area plan. Please review the Summary of Benefits and Coverage for details and examples of how the plan works.
• Value Added Services and resources included with the plan:
  • BCBSTX 24/7 Nurseline
  • MDLIVE virtual visits – On demand or scheduled appointments for over 80 conditions with a $0 copay.
  • UT Select Concierge - Coordinated help and personal health care support from a team of experts. Contact by phone at 866-882-2034 or by live chat via online (bcbstx.com/ut) or the BCBSTX app (bcbstx.com/mobile)
  • Progyny - Fertility Benefits available after 12 months of continuous enrollment in plan by the member accessing benefits.
  • Ovia Health – Free maternity and family support resources.
  • Wondr – Weight loss program that is clinically proven to help you lose weight, sleep better, stress less, and so much more at no cost.

Dental Coverage

Three dental plan options provided by Delta Dental:

• UT SELECT Dental Plan - Standard Dental PPO Plan good for standard dental insurance needs.
• UT SELECT Dental Plus Plan - Enhanced Dental PPO Plan offers greater benefits than the standard UT SELECT Dental Plan.
• DeltaCare USA Dental HMO Plan - You must select a DeltaCare plan dentist to use the benefits under this plan. Plan eligibility is based on your zip code.

Vision Coverage

Two vision plan options provided by Superior Vision, offering in and out of network benefits:

• Superior Vision (Standard Plan)
• Superior Vision Plus (Enhanced Plan)

Life Insurance Coverage

Basic and voluntary life insurance and accidental death and dismemberment coverage options provided by Blue Cross and Blue Shield.

Basic Group Term life insurance:

• Benefit-eligible employees enrolled in the UT SELECT plan are automatically enrolled in $50,000 basic group term life insurance coverage at no cost.

Voluntary Group Term Life (VGTL) Options:

• Employee VGTL: Employee can purchase up to 10 times annual salary (not to exceed $2,000,000)
• Dependent VGTL: $10,000 (Benefit amount for spouse and each eligible dependent child)
• Additional Spouse VGTL: $15,000 or $40,000 in addition to the $10,000 Dependent Voluntary GTL

Evidence of insurability (EOI)* is required for:

• Employee Voluntary GTL coverage of up to 3 times annual salary, except within the initial 31-day benefit election period or following a qualified change of status;
• Employee Voluntary GTL coverage of 4 to 10 times annual salary; or
• Additional Spouse Voluntary GTL

*Evidence of Insurability (EOI) is a process where an individual provides a detailed health and lifestyle questionnaire, and potentially undergoes a medical exam, to determine their eligibility for life or disability insurance coverage, especially when requesting more than a guaranteed amount.

Accidental Death and Dismemberment (AD&D) Coverage

Basic Accidental Death and Dismemberment:

• Benefit-eligible employees enrolled in the UT SELECT plan are automatically enrolled in $50,000 basic AD&D at no cost.

Voluntary Accidental Death and Dismemberment Options

• Employee Voluntary AD&D: Increments of $10,000 up to $2 million or 10 times annual compensation, whichever is less.
• Spouse Voluntary AD&D: Increments of $10,000 up to one-half of the employee voluntary AD&D benefit in force or $1,000,000, whichever is less.
• Child Voluntary AD&D: $10,000 (benefit per eligible child)

Evidence of Insurability (EOI) is not required for AD&D benefits.

Disability Coverage

Short- and long-term disability insurance plans provided by Blue Cross Blue Shield.

Flexible Spending Accounts (FSA)

FSAs allow you to set aside money from your earnings before taxes into an account used to pay certain out-of-pocket health care expenses with the Health Care Reimbursement Account (HCRA) or qualifying dependent daycare expenses with the Dependent Care Reimbursement Account (DCRA). This reduces the amount you pay in taxes and increases your spendable income.

Pre-tax savings by enrolling in one of the following:

• UT Flex Healthcare Reimbursement Account (HCRA)
  • Medically necessary health care expenses, including dental and vision-related expenses paid out-of-pocket during your period of coverage.
• UT Flex Dependent Care Reimbursement Account (DCRA)
  • Used for daycare expenses for dependent children up to age 13 or your spouse or dependent who is physically or mentally unable to care for themselves.

By default, coverage for employees and covered dependents begins on the hire date for all plans, and premiums are not prorated.

For coverage to begin on the first of the month following the hire date, new hires must email HRBenefits@mdanderson.org within 31 days of hire to request this option.

Plan year insurance premium rates

Eligible employees can earn $15 per month Work Life Choice Award by participating in one of the approved plans below.

• UT Saver Voluntary retirement programs - 403(b) or 457(b)
• UT Flex accounts (FSAs) - health care or dependent care
• Edenred Mass Transit flexible reimbursement account